Please read this notice carefully. This notice provides important information about the way we collect, share, and protect your information. This privacy policy applies to anyone who visits our websites, applies for or uses our products and services, and to current and former customers.
Goodloansfast.com is serious about protecting your privacy and the information that you provide through our website (the “Website”). This Privacy Policy explains our views and practices concerning privacy, and how they may pertain to you as a user of our system.
“You” or “Your” means you as a participant in or as a user of the program. “We” or “Our” or “Us” means goodloansfast.com. “Our Website” also means goodloansfast.com.
All information transmitted, printed or otherwise submitted to goodloansfast.com via this Website shall remain your property; however we shall be free to use such information for any lawful purpose as explained in this Privacy Policy.
Information We Collect
We may receive and store certain types of information whenever you interact with our website, and when you communicate with us over email, telephone, fax, mail and Live Chat. Our primary goal in collecting Your Information is to provide you with our own products and services.
We collect and/or track the following:
- Information you provide to us when you communicate with us via this website, telephone conversations, email, fax, website Live Chat, and US mail;
- Information obtained from site analytics plug-ins (i.e. Google Analytics) as well as web page http headers (ex. IP address, type of client computer, type of web browser and ISP), and from website cookies at both user specific and aggregate levels;
- Information we receive from third parties, such as consumer reporting agencies and other lenders, regarding your credit worthiness and credit history, and to verify your identity;
- Information we obtain to verify representations made by you, such as your employment history, bank account, or income.
How We Use Your Information
We use your information to:
- Provide you with products and services you request
- Enhance your experience at our website
- Process payments and update account records
- Comply with all reporting and other legal requirements
- Conduct statistical analyses
- Offer you additional products or services, from us or from others, that we believe may be of interest to you
Information Sharing
We may share your information with other companies with whom we do business with as permitted by law and described in this Privacy Policy. These companies may be financial service providers, collection agencies, consumer reporting agencies, non-financial companies, marketing companies, lead generators, advertisers on our website, companies or individuals that do industry-related research, surveys or polls, other businesses, such as non-profit organizations, trade associations, and industry analysts, or contractors.
We also may release your information if it becomes necessary for compliance with the law or if we are ordered to do so by a law enforcement agency.
WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS INCLUDING LOAN INQUIRIES, BALANCE, PAYMENT DETAILS, LOAN REPAYMENT, OR BAD DEBT CHARGE-OFFS.
How We Protect Your Information
We restrict access to Your Information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect your information.
Our Right to Contact You
By using our website and/or applying for our products and services, you agree to let us contact you regarding your loan application, account status, missed payments, and offers for additional services. You may choose to opt-out of receiving our marketing offers by following the opt-out link in an email message, or by contacting us by telephone at (888)522-2848 or email at customerservice@goodloansfast.com. However you may not opt-out of receiving transactional communications that are required to assist you with your account and conduct business while you are a current customer.
Gramm-Leach-Bliley Act
For purposes of compliance with the Gramm-Leach-Bliley Financial Modernization Act of 1999, 15 U.S.C. 6802 (the “GLB Act”), this Privacy Policy shall serve as both your initial customer relationship and annual “Privacy Notice” as defined under the GLB Act.